secura insurance reviews
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Secura Insurance is available in 13 states and offers multiple types of insurance. Auto and home policies, however, are only available as bundles, and cannot be purchased separately. The carrier may be a good fit if you’re searching for bundled policy options. Bankrate’s Secura Insurance review can help you decide if this carrier is right for you.
Due to its 13-state availability, Secura may not be as well known in the insurance world, but it can still be a contender for car and home insurance coverage. Secura could be a good carrier if you’re looking for cheap rates on a home and auto bundle. You might also appreciate the company’s commitment to social responsibility, which is remarkable given its size.
Secure auto insurance – BankrateScore: 4.0
If you want to bundle your home and auto insurance, Secure car insurance might be a good fit. The coverage is offered in packages. Mile-Stone and Mile-Stone Gold are available. It is not possible to buy just an auto policy with Secura; both packages include coverage for your car and home. The advantage of the packages is that there is only one deductible. In the event that your home and car are damaged simultaneously, you only pay one deductible.
Security car insurance is available in 13 states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Pennsylvania, Michigan, Minnesota, Missouri, North Dakota, and Wisconsin.
Insurance for a secure car costs
less than most other types of insurance. Secura Insurance offers full coverage car insurance for $897 per year, while minimum coverage costs $248 per year. A typical full coverage policy costs $1,674 per year, while a minimum coverage policy costs $565. You will pay a rate based on your personal rating factors, but according to our analysis of quoted annual premiums, Secura tends to offer low rates on average for a variety of situations.
You will pay a rate based on your personal rating factors, but according to our analysis of quoted annual premiums, Secura tends to offer low rates on average for a variety of situations.
Even though Secura’s average rates are low, you may be able to lower your premium even further by taking advantage of the company’s discounts.
- You may qualify for a premium reduction if you own or lease a hybrid vehicle.
- You could receive an additional discount on your premium if you have good credit.
- As a Secura policyholder, you may be eligible for a loyalty discount; the longer you maintain your policy, the greater the discount.
State-by-state car insurance discounts may vary. Find out how you can save on your auto insurance by contacting a Secura representative.
Secura car services
Secura offers safety resources that may help you avoid claims and damage in addition to insurance products. You may also be able to add roadside assistance, travel coverage, and accident forgiveness to your policy.
Home Insurance Bankrate Score: 2.5
As with auto insurance, Secura offers home insurance through packages with auto, so if you want to bundle your policies, this might be a good option. Secura sells home insurance in the same 13 states they sell auto insurance in. If you are looking for a cheap auto and home insurance bundle, you might want to consider Secura, even though it isn’t Bankrate’s choice.
Secura home insurance discounts
Secura offers a number of discounts that can be applied to both home and auto insurance policies, such as the financial stability discount. You may also be able to save on Secura home insurance by:
- If you get a quote for your Secura home and auto bundle before the effective date, you may qualify for a discount.
- These credits may be available for homes built within the past ten years.
- You may be able to lower your home insurance premiums if you purchase an umbrella policy for excess liability.
The home insurance discounts may differ by state, so talking to Secura directly is the best way to determine which options you qualify for.
Secura home insurance cost
Secura’s home insurance rates are a lot cheaper than average, just like its auto coverage. On average, Secura policyholders pay about $715 per year for a $250,000 dwelling coverage policy. Home insurance costs $1,312 per year for the same coverage, which is significantly lower than the national average. In fact, Secura’s average rates are lower than the national average across a range of coverage levels, as shown in the table below. Depending on the factors that determine your rating, your rates will vary.
Secura home services
Secura offers a few endorsement options if you’re looking to expand your coverage. The cost of restoring your stolen identity may be covered by identity theft insurance. Secura also provides coverage for underground service lines, such as gas and water, that can help pay for damage to these lines.
Secura social responsibility
Although it is a smaller insurance company, Secure doesn’t hold back when it comes to giving back. Through its Community Commitment program, the carrier supports numerous community programs. As part of its efforts to reduce its environmental impact, Secure maintains a Sustainability Committee.
secura insurance reviews – TOP 10
“We have been with Secura for many years and they are great to work with. We filed a claim when we had items stolen from our property and thy were helpful on walking us through the process. The only downside I’ve experienced this company has is they are not very well known.”
“Happy with Secura! Really good service, comprehensive policy, fair pricing. I will not be shopping for a new provider anytime soon.”
“Deer ran into car with about $600.00 damage and after they asked if I was ok they wanted to know if I really wanted to file this CLAIM as I would face insurance rate increase. This was only second claim on insurance in probably 17 years. The first was also for deer damage. This is what I have insurance for. I will definitely shop other insurance coverage.No point in being loyal.”
“Filed a Loss Assessment claim. Within 30 minutes of the claim being filed by my agent I received two emails and a voice mail notifying me of the claim number and names of people to call with questions about it. Within two and a half hours of the claim being filed I received an email from Secura stating that the claim was approved and a check was being mailed.”
“Easy to work with and has great rates. We have two cars and a house bundled and everything is taken care of. Filing a claim is easy and convenient to do.”
“If you have to deal with someone with Secura Insurance get an attorney before filing a claim or dealing with their adjusters or claim representatives. They are very aggressive in their tactics when you are the most vulnerable after an accident. If you find you have to deal with them, make your first call be to an attorney and get advice. Then follow it. They will take advantage of you.”
“I have home, auto, business, and other policies through Secura. In the past year, unfortunately, I have had to make several claims. Every one of them was handled professionally, fairly, and quickly.”
“Excellent claim service personnel. Nurse hotline nurse, claim representative, manager — all are responsive, thorough, and caring.”
“wondurful customer service, very helpful. great insurance and very good price for full coverage. Also they give great discounts and extras like free towing service.”
“If you’re looking for an insurance company that will consistently jack up your rates, SECURA is the company for you! Don’t be fooled by their low rate in Year 1. You’ll more than pay back your savings when your renewals hit in the coming years.”